Best credit card dining deals in Singapore for 2026
Credit cards come with a host of perks, including cashback, air miles, and of course, dining deals. There’s such a wide range of bargains you can get with your card if you know where to look. To help you with that, we’ve come up with a list of the 10 best credit card dining deals in 2026. Do note that most of these deals are available till the end of the year unless otherwise stated.
Table of Contents
- Best credit card dining deals in Singapore for 2026
- 1. Town Restaurant: 15% off for all UOB cardholders
- 2. Royale: 1-for-1 high tea for DBS, OCBC, Citibank, Maybank cardholders
- 3. Cygnet: 15% off for all OCBC cardholders
- 4. Basq & Bean: 1-for-1 cheesecake or 15% off bill for Maybank cardholders
- 5. Shin Yuu: 1-for-1 omakase for DBS/POSB cardholders
- 6. Chen’s: 15% off for Citibank cardholders
- 7. Hai Tien Lo: 10% off for UOB cardholders
- 8. My Little Spanish Place: 15% off for Standard Chartered cardholders
- 9. The Courtyard: 15% off afternoon tea for OCBC cardholders
- 10. Yellow Pot: 50% off for American Express cardholders
- Where to get the best credit card deals in 2026
1. Town Restaurant: 15% off for all UOB cardholders
Image credit: Town Restaurant
This is one of the most accessible UOB dining deals around—all UOB cardholders get 15% off the a la carte menu and lunch or dinner buffet at Town Restaurant, with the discount bumping up to 20% for UOB Reserve, Visa Infinite, Lady’s Solitaire, Privilege Banking, Regal and Empire Business cardmembers. Town Restaurant is a classic all-day dining restaurant in The Fullerton Hotel, with afternoon tea spreads, local favourites, and international bites in a grand colonial setting. Some exciting a la carte dishes to try here include Lobster Nasi Lemak ($50++), Premium Black Angus Ribeye Steak ($52++), and Pulled Beef Sandwich ($32++).
Address: 1 Fullerton Square, The Fullerton Hotel Singapore, Singapore 049178
Opening hours: Daily 7am to 10pm
Tel: 6877 8128
Website
Town Restaurant is not halal-certified.
2. Royale: 1-for-1 high tea for DBS, OCBC, Citibank, Maybank cardholders
Image credit: Royale
Royale, the restaurant at Mercure Singapore Bugis, has a 1-for-1 afternoon tea deal that four different banks cover. DBS/POSB, Maybank, OCBC, and Citibank cardholders all get 1-for-1 on the Royale Afternoon Tea Set ($50++ per person), available daily from 2:30pm to 5pm. Highlights in this set include Aburi Mentaiko Gyoza, Shiitake Mushroom Quiche, Earl Grey Scones, and Matcha Cheesecake. There’s also a pot of TWG Tea to pair with all the dainty treats.
Address: 122 Middle Road, Mercure Singapore Bugis, Singapore 188973
Opening hours: Daily 7am to 9pm
Tel: 6521 6030
Website
Royale is not halal-certified.
3. Cygnet: 15% off for all OCBC cardholders
Image credit: Cygnet
As part of OCBC’s Voyage Gourmet Experiences programme, Cygnet offers 15% off a la carte dinner from Monday to Thursday, and 10% off Friday to Sunday for all OCBC cardmembers. Valid till 31 August 2026, Cygnet is a Manhattan-inspired restaurant helmed by acclaimed chef Sean Connolly. Expect steaks and refined American brasserie fare, including Steak Frites ($42++), Iberico Tenderloin ($46++), and Roasted Sea Bass ($32++).
Address: 122 Middle Road, Mercure Singapore Bugis, Singapore 188973
Opening hours: Mon-Sat 6:30am to 10:30am, 12pm to 3pm, 5:30pm to 11pm, Sun 6:30am to 10:30am
Tel: 6701 6833
Website
Cygnet is not halal-certified.
4. Basq & Bean: 1-for-1 cheesecake or 15% off bill for Maybank cardholders
Image credit: Basq & Bean
If you’re not looking to spend big at a fancy restaurant, consider Basq & Bean. The cafe is offering 1-for-1 for 3.5-inch cheesecake or 15% off the total bill for Maybank cardholders, valid till 30 November 2026. There are three 3.5-inch cheesecake options: the Snow White ($18), the classic all-white Basque cheesecake; the La Kiasu Basq ($21), featuring Spanish-aged Manchengo, French Brie de Meaux, and rich cream cheese; and the mysterious Monthly Classic ($18). The cafe also has a range of coffee and other pick-me-ups!
Address: 85 Beach Road, #01-02, Singapore 189694
Opening hours: Mon-Thurs 7am to 8pm, Fri-Sun 7am to 10pm
Website
Basq & Bean is not halal-certified.
5. Shin Yuu: 1-for-1 omakase for DBS/POSB cardholders
Image credit: Shin Yuu
Shin Yuu at Bukit Timah is known for their authentic Japanese fare, including buffets and omakase. DBS cardholders are entitled to a 1-for-1 Omakase ($198++ for two people) deal, which will normally set you back $318++ for two. While the menu is seasonal and depends on the chef’s preference—omakase, after all, loosely translates to chef’s choice—you can rest assured that fresh Japanese seafood will make an appearance.
Find out more about Shin Yuu’s dining deals.
Address: 8 Greenwood Avenue, Hillcrest Road, Singapore 289198
Opening hours: Daily 12pm to 3pm, 6pm to 10pm
Tel: 9688 2996
Website
Shin Yuu is not halal-certified.
6. Chen’s: 15% off for Citibank cardholders
For something spicy and hearty, consider Chen’s for its acclaimed mapo tofu and Citibank deals. Indeed, Citibank cardholders are entitled to 15% off the total bill with a minimum spend of $32. Try the Michelin-approved Mapo Don ($12.90++), packed with silky tofu and a rich, piquant sauce. There are also other Chinese-inspired classics, including Dan Dan Mien ($13.90++), as well as more Japanese ones such as the Shoyu Kurobuta Udon ($16.50++).
Website | Full list of outlets
Chen’s is not halal-certified.
7. Hai Tien Lo: 10% off for UOB cardholders
Image credit: Hai Tien Lo
Situated at the luxurious Pan Pacific Singapore, Hai Tien Lo captivates patrons with its opulent decor and authentic delicacies. UOB cardholders can enjoy 10% off the total bill until 31 October 2026, which is a solid deal considering the admittedly pricey offerings here. Helmed by Executive Chinese Chef Edden Yap Kim Leong, whose culinary expertise spans more than two decades, the menu at Hai Tien Lo features beautifully plated and banquet-style Cantonese dishes—think Hai Tien Lo Style Classic Sliced Beijing Duck with Black Caviar, Avocado, Vegetarian Bean Curd Skin and Homemade Chinese Pancakes ($128++) and Smoked Crispy Chicken with Tea Leaves (from $46++ for half).
Address: 7 Raffles Boulevard, Level 3, Singapore 039595
Opening hours: Daily 11:30am to 2:30pm, 6pm to 10pm
Tel: 6826 8240
Website
Hai Tien Lo is not halal-certified.
8. My Little Spanish Place: 15% off for Standard Chartered cardholders
Image credit: My Little Spanish Place
My Little Spanish Place is said to be the first Spanish restaurant in Singapore helmed by chefs with deep Spanish heritage. For Standard Chartered cardholders, the restaurant is offering a 15% off the a la carte menu! That includes dishes such as Pulpo ($39++), a grilled octopus dish served with saffron potato puree, romesco and more, as well as the Paella de la Casa ($56++), cooked in a flavourful seafood broth with sofrito and packed with seafood.
Website | Full list of outlets
My Little Spanish Place is not halal-certified.
9. The Courtyard: 15% off afternoon tea for OCBC cardholders
Image credit: The Courtyard
OCBC cardholders can enjoy 15% off for afternoon tea at The Courtyard, located within The Fullerton Hotel Singapore. The Courtyard is one of Singapore’s most iconic high tea spots, with three-tier stands, heritage architecture, and an extensive tea selection. It is priced from $58++ per adult, with themed menus depending on when you visit. The current theme, “Strawberry Bliss”, has treats such as a King Prawn, Strawberry, Kohlrabi, and Caviar tart and Strawberry Shortcake.
Address: 1 Fullerton Square, Singapore 049178
Opening hours: Daily 8:30am to 9pm
Tel: 6877 8911
Website
The Courtyard is not halal-certified.
10. Yellow Pot: 50% off for American Express cardholders
Image credit: Yellow Pot
American Express cardholders get some of the best fine dining deals in town via the Love Dining @ Restaurants programme, which offers a whopping 50% off the total bill. One exciting restaurant that this deal applies to is Yellow Pot, a stylish contemporary Chinese restaurant. Top dishes here include Signature Roasted Duck ($52++), Seared Crab Meat with Japanese Glass Noodles ($34++), and Fried White Bait Fish ($25++). You’re going to be spending quite a bit here, so this 50% off deal is one you should definitely make use of if you’re an American Express cardholder.
Address: 83 Duxton Road, Duxton Reserve, Singapore 089540
Opening hours: Daily 12pm to 2:30pm, 5:30pm to 10:30pm
Tel: 9859 1643
Website
Yellow Pot is not halal-certified.
Where to get the best credit card deals in 2026
These were some of the best credit card dining deals you can find in Singapore. For the best buffet deals that are also credit card-dependent, read our best 1-for-1 buffet deals in Singapore guide. If you’d like to catch World Cup games at bars, read our best sports bars in Singapore guide.
10 Best 1-For-1 Buffet Deals In 2026, From $28++ Per Person
Feature image adapted from Town Restaurant, Royale, Cygnet, and Hai Tien Lo.
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